Property Management in LifeAxis
Whether you own your home or rent, LifeAxis gives you complete control over your property, mortgage, insurance, and all the costs that come with it, all connected to the people who matter.
Overview
This case study walks through how LifeAxis handles both owned properties (with mortgages, ownership splits, and equity tracking) and rented properties (with tenancy details, landlords, and guarantors).
By connecting the Identity and Finance pillars, you get a complete picture of who owns what, what it costs, and when important dates are coming up.
Creating the Property
Start by creating a Property within LifeAxis.
The user adds a property through the property wizard. They first choose whether they own or rent the property. This determines the entire workflow.
For Owned Properties
- Address, property type, bedrooms, bathrooms
- Purchase price and date
- Current valuation
- Ownership type (freehold, leasehold, shared ownership)
For Rented Properties
- Address and property type
- Tenancy start and end dates
- Monthly rent and payment day
- Deposit amount and protection scheme
Why this matters:
- • The property becomes the central reference for everything related to where you live
- • Mortgages, insurance, bills, and people all connect back to this single record
- • One address, complete visibility
Assigning Ownership & People
This is where Identity and Finance connect.
LifeAxis links people from your household to the property.
For Owned Properties
- Select owners from your household members
- Set ownership percentages (e.g., 50/50 joint ownership)
- Track who owns what share of the equity
For Rented Properties
- Link a guarantor from your household members
- Add landlord or letting agent contact details
- Keep emergency contacts accessible
Benefits:
- • Members are managed once in Identity and linked wherever needed
- • Change someone's contact details and it updates everywhere
- • No duplication, no inconsistency
Managing Mortgages
For owned properties, LifeAxis tracks your mortgage in detail, giving you visibility of your equity position and upcoming renewal dates.
The customer can track:
- Lender name and account reference
- Interest rate and mortgage type
- Original loan amount and outstanding balance
- Monthly payment amount
- Deal start and end dates
Key metrics calculated automatically
What this unlocks:
- • Track multiple mortgage deals over time as you remortgage
- • See how your equity grows
- • Plan for rate changes and never be caught off-guard by deal expiry
Creating Home Insurance
Link a home insurance policy directly to your property. LifeAxis tracks the provider, premium, coverage type, and renewal dates.
When adding insurance, the customer enters:
- Provider name and policy number
- Coverage type: buildings, contents, or combined
- Annual premium amount
- Start date and renewal date
- No claims discount years
LifeAxis then:
- Links the policy to the specific property
- Tracks renewal dates and coverage status
- Creates a linked bill for premium payments
Why this is powerful:
- • Insurance is connected to the specific property, not floating in isolation
- • Renewal reminders prevent gaps in cover
- • Premium costs appear in your financial overview alongside mortgage payments
Creating Bills for Mortgages, Insurance & Rent
When you add a mortgage deal, insurance policy, or set up a rental property, LifeAxis prompts you to create linked bills automatically.
Bills may include:
- Monthly mortgage payments to lender
- Annual or monthly insurance premiums
- Monthly rent to landlord
Each bill is pre-filled from the source with supplier name, amount, frequency, and dates.
Outcome:
- • All property costs visible in one place
- • Bills integrate into your monthly planning and budget
- • Payment tracking prevents missed deadlines
Key Dates & Reminders
Your property dashboard shows all upcoming key dates at a glance, colour-coded so you know what needs attention.
Key dates tracked
Why this matters:
- • Never miss a mortgage renewal window and end up on an expensive SVR
- • Plan insurance renewals in advance to get the best quotes
- • See all property obligations in a single view with click-through to details
How the Pillars Interlink
| Pillar | Role in the Property Journey |
|---|---|
| Identity | Manages owners with percentage splits, guarantors for rentals, landlord contacts, and household member relationships |
| Finance | Manages properties, mortgages, valuations, equity, insurance policies, bills, and key date tracking |
LifeAxis focuses on keeping people and property clearly connected. Properties act as shared reference points between Identity and Finance, ensuring that ownership, responsibility, and cost are always visible and easy to manage.
The Customer Value
By connecting Identity and Finance, LifeAxis helps customers:
This turns property management from scattered admin into a single, connected experience.
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