Accounts

Keep a complete view of every financial account your household holds. Accounts covers three types: bank accounts for day-to-day money and savings, investment accounts for ISAs, pensions, and investment platforms, and credit cards with utilisation and deal tracking. All three feed into your net worth and connect to the rest of your LifeAxis data.

Getting started

1. 1Add an account using the + button in the Accounts section, or ask Axel to add one for you
2. 2Choose the account type: bank account, investment account, or credit card
3. 3Enter the current balance and any key details for that type
4. 4LifeAxis includes it in your net worth automatically (you can toggle this off per account)

Bank accounts

Track current accounts, savings accounts, fixed-term savings, joint accounts, and business accounts.

• 💰 Balance tracking: enter balances manually or calculate them from your transactions
• 📈 Balance history: a chart of how your balance has changed over time
• 🏦 Overdraft tracking: record your authorised overdraft limit
• 📅 Maturity dates: for fixed savings accounts, track when the term ends
• 🔗 Sub-accounts and pots: link savings pots to a parent current account
• 👥 Joint account support: assign an account to one or more household members

Investment accounts

Track ISAs, pensions, SIPPs, general investment accounts, and crypto holdings.

• 💹 Current value tracking: record the current value of each investment account
• 🏛️ Platform and provider: store the name of the investment platform or provider
• 📈 Value history: a chart showing how the account value has changed over time
• 🏷️ Account type segmentation: ISA, pension, SIPP, GIA, and crypto displayed separately on your dashboard

Credit cards

Track balances, credit limits, APRs, and repayment strategies across all your cards.

• 💳 Balance and credit limit: current balance and total limit with visual utilisation bar
• 📊 APR tracking: store the annual percentage rate for each card
• 📅 Deal expiry tracking: record when a promotional rate or 0% balance transfer period ends
• 💵 Repayment approach: full balance, minimum payment, or a fixed monthly amount
• ⏰ Freshness indicators: LifeAxis shows when a balance was last updated so you know if it needs refreshing

Net worth

All account types feed into your net worth calculation. Bank and investment account balances count as assets; credit card balances count as liabilities. You can toggle any individual account in or out of net worth from the account settings.

Alerts you'll see

LifeAxis surfaces a suggestion on your dashboard when:

• A fixed savings account is within 30 days of maturity
• A credit card promotional deal is approaching its expiry date
• An account balance is consistently near the overdraft limit

Coming soon

• Open banking: connect your bank accounts to pull live balances and transactions automatically, without manual entry
• Automated transaction categorisation: when transactions are imported, LifeAxis suggests categories based on merchant name and your past choices
• CSV import: upload a bank statement and import your transactions directly
• Credit card interest calculator: given your balance, APR, and repayment approach, see projected interest cost and time to repay

Is there something you would like to see that is not on this list? Contact support and let us know.